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LightStream to Make Splash at International Pool | Spa | Patio Expo

National online lender provides smart, simple financing for customers, at no cost to dealers

Nov 4, 2015

ATLANTA, Nov. 4, 2015 /PRNewswire/ -- LightStream, the online lending division of SunTrust Bank, dives into this year's International Pool | Spa | Patio Expo® November 10-12 in Las Vegas, joining top influencers from the pool, spa and backyard living industries. LightStream will be at Booth 4752, showcasing their streamlined Dealer Program, which—with no cost to dealers —provides good-credit customers with financing, and pays dealers for every funded loan.

"Often, sales teams get bogged down in complicated customer-financing processes that cost them money and time, as well as a lot of effort and paperwork," said Todd Nelson, business development officer at LightStream. "LightStream provides quick, simple online financing solutions, at no cost to dealers, contractors or builders. They simply add a link to LightStream from their website. That's it. Customers can then apply directly to us via a brief online application. We've streamlined the lending process, so our business partners never have to do the work of a bank or a customer."

LightStream offers unsecured loans from $5,000–$100,000 at fixed rates as low as 4.99%* APR with AutoPay, and absolutely no fees for consumers or dealers.  Funds can be used for practically any home improvement project: outdoor renovations, pool installations, hardscaping, landscaping, outdoor kitchens and more.

"We approve good-credit customers quickly; and funds can be deposited directly into their bank account as soon as the day they apply if all conditions are met," continued Nelson. "Not only does this help industry pros close sales and get projects moving, but LightStream also creates a new revenue stream as dealers are paid for each funded customer loan."

For more information on LightStream, visit or on Facebook and Twitter, @LS_Loans.

About LightStream, a division of SunTrust Bank
LightStream is a national online lending division of SunTrust Bank, providing good-to-excellent credit customers with competitive rates and an outstanding customer experience. LightStream's proprietary technology offers consumers a virtually paperless loan application, underwriting, funding and servicing experience.

SunTrust Banks, Inc., (NYSE: STI) one of the nation's largest financial services organizations, is dedicated to Lighting the Way to Financial Well-Being for its clients and communities. Headquartered in Atlanta, the company serves a broad range of consumer, commercial, corporate and institutional clients. As of September 30, 2015, SunTrust had total assets of $187 billion and total deposits of $146 billion. Through its flagship subsidiary, SunTrust Bank, the company operates an extensive branch and ATM network throughout the high-growth Southeast and Mid-Atlantic States and a full array of technology-based, 24-hour delivery channels. The company also serves clients in selected markets nationally. Its primary businesses include deposit, credit, trust and investment services.  Through its various subsidiaries, the company provides mortgage banking, asset management, securities brokerage, and capital market services. SunTrust's Internet address is

*APR may differ based on loan purpose, amount, term and credit profile. Rate is quoted with AutoPay repayment discount, which is only available when AutoPay is selected prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Rates as of 11/1/2015. Please see for current rates.

SunTrust Bank is an Equal Housing Lender. ©2015 SunTrust Banks, Inc. SunTrust and LightStream are federally registered services mark of SunTrust Banks, Inc.

All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.

SOURCE SunTrust Banks, Inc.

For further information: Julie Olian, 619-744-8211