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SunTrust to Announce Fourth Quarter/Full Year Earnings Results on Thursday, January 20, 2005

Jan 4, 2005

SunTrust Banks, Inc. announced today that it will release fourth quarter/full year results prior to the market opening on Thursday, January 20, 2005.

SunTrust management will host a conference call on January 20, 2005 at 9:00 a.m. (Eastern Time) to discuss the earnings results and business trends. Individuals are encouraged to call in beginning at 8:45 a.m. (Eastern Time) by dialing 1-888-822-9863 (Passcode: 4Q04; Leader: Gary Peacock). Individuals calling from outside the United States should dial 1-484-630-1854 (Passcode: 4Q04; Leader: Gary Peacock). A replay of the call will be available beginning January 20, 2005 and ending February 3, 2005 at 5:00 p.m. (Eastern Time) by dialing 1-866-463-4956 (domestic) or 1-203-369-1394 (international).

Alternatively, individuals may listen to the live webcast of the presentation by visiting the SunTrust Web site at . The webcast will be hosted under "Investor Relations" located under "About SunTrust" or may be accessed directly from the SunTrust home page by clicking on the earnings-related link, "4th Quarter/Full Year Earnings Release". Beginning the afternoon of January 20, 2005, listeners may access an archived version of the presentation in the "Webcasts and Presentations" subsection found under "Investor Relations". A link to the Investor Relations page is also found in the footer of the SunTrust home page.

SunTrust Banks, Inc., headquartered in Atlanta, is one of the nation's largest commercial banking organizations. The company operates an extensive distribution network primarily in Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia and the District of Columbia and also serves customers in selected markets nationally. Its primary businesses include deposit, credit, trust and investment services. Through various subsidiaries the company provides credit cards, mortgage banking, insurance, brokerage and capital markets services. SunTrust's Internet address is .

SOURCE: SunTrust Banks, Inc.

CONTACT: Investors, Gary Peacock, +1-404-658-4879, or Media, Mike McCoy,
+1-404-588-7230, both of SunTrust Banks, Inc.