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SunTrust to Present at the Merrill Lynch 2004 Banking and Financial Services Conference

Nov 12, 2004

SunTrust Banks, Inc. will present at the Merrill Lynch 2004 Banking and Financial Services Conference on Tuesday, November 16 at 8:50 a.m. Eastern Time. L. Phillip Humann, chairman, president and chief executive officer of SunTrust Banks, Inc., will make SunTrust's presentation.

Interested individuals may listen to the live webcast of the presentation and view the accompanying slides by visiting the SunTrust web site at . The webcast and slides can be accessed by clicking on the "Webcasts and Presentations" link, located under the "Investor Relations" pages. "Investor Relations" pages may be accessed from SunTrust's home page via the link, "About SunTrust". Listeners may also access an archived version of the presentation at the same address beginning on November 17.

SunTrust Banks, Inc., headquartered in Atlanta, is one of the nation's largest commercial banking organizations. The company operates an extensive distribution network primarily in Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia and the District of Columbia and also serves customers in selected markets nationally. Its primary businesses include deposit, credit, trust and investment services. Through various subsidiaries the company provides credit cards, mortgage banking, insurance, brokerage and capital markets services. SunTrust's Internet address is .

SOURCE: SunTrust Banks, Inc.

CONTACT: Investors, Gary Peacock, +1-404-658-4879, or Media, Mike McCoy,
+1-404-588-7230, both of SunTrust Banks, Inc.