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SunTrust Declares Quarterly Dividend

Nov 10, 2004

The Board of Directors of SunTrust Banks, Inc. has declared a regular quarterly cash dividend of $0.50 per common share. The dividend is payable on December 15, 2004 to shareholders of record at the close of business on December 1, 2004. The indicated annual cash dividend is $2.00 per common share.

SunTrust Banks, Inc., headquartered in Atlanta, is one of the nation's largest commercial banking organizations. The company operates an extensive distribution network primarily in Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia and the District of Columbia and also serves customers in selected markets nationally. Its primary businesses include deposit, credit, trust and investment services. Through various subsidiaries the company provides credit cards, mortgage banking, insurance, brokerage and capital markets services. SunTrust's Internet address is .

SOURCE: SunTrust Banks, Inc.

CONTACT: Investors, Gary Peacock, +1-404-658-4879, or Media, Mike McCoy,
+1-404-588-7230, both of SunTrust Banks, Inc.