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SunTrust to Participate in Panel at the Fox-Pitt, Kelton Financial Services Conference

Sep 20, 2004

SunTrust Banks, Inc. will participate in the Retail Banking Panel at the 2004 Fox-Pitt, Kelton Financial Services Conference on Wednesday, September 22, 2004 at 7:30 a.m. Eastern Time. L. Phillip Humann, chairman, president and chief executive officer of SunTrust Banks, Inc., and William R. Reed, Jr., president and chief executive officer of National Commerce Financial Corporation will be members of the panel.

Interested individuals may listen to the live webcast of the panel discussion by visiting the SunTrust web site at . The webcast can be accessed by clicking on the "Webcasts and Presentations" link, located under the "Investor Relations" pages. "Investor Relations" pages may be accessed from SunTrust's home page via the link, "About SunTrust". Listeners may also access an archived version of the webcast at the same address beginning the afternoon of September 22, 2004.

SunTrust Banks, Inc., headquartered in Atlanta, Georgia, is one of the nation's largest commercial banking organizations. As of June 30, 2004, SunTrust had total assets of $128.1 billion and total deposits of $85.5 billion. The company operates through an extensive distribution network primarily in Florida, Georgia, Maryland, Tennessee, Virginia and the District of Columbia and also serves customers in selected markets nationally. Its primary businesses include deposit, credit, trust and investment services. Through various subsidiaries the company provides credit cards, mortgage banking, insurance, brokerage and capital markets services. SunTrust's Internet address is .

SOURCE: SunTrust Banks, Inc.

CONTACT: Investors, Gary Peacock, +1-404-658-4879, or Media, Mike McCoy,