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SunTrust to Announce Third Quarter Earnings Results on Tuesday, October 12, 2004

Sep 20, 2004

SunTrust Banks, Inc. announced today that it will release third quarter results prior to the market opening on Tuesday, October 12, 2004.

SunTrust management will host a conference call on October 12, 2004 at 8:30 a.m. (Eastern Time) to discuss the earnings results and business trends. Individuals are encouraged to call in beginning at 8:15 a.m. (Eastern Time) by dialing 1-888-822-9863 (Passcode: 3Q04; Leader: Gary Peacock.). Individuals calling from outside the United States should dial 1-484-630-1854 (Passcode: 3Q04; Leader: Gary Peacock). A replay of the call will be available beginning October 12, 2004 and ending October 26, 2004 at 5:00 p.m. (Eastern Time) by dialing 1-800-294-5424 (domestic) or 1-402-220-9787 (international).

Alternatively, individuals may listen to the live webcast of the presentation by visiting the SunTrust Web site at . The webcast will be hosted under "Investor Relations" located under "About SunTrust" or may be accessed directly from the SunTrust home page by clicking on the earnings-related link, "3rd Quarter Earnings Release." Beginning the afternoon of October 12, 2004, listeners may access an archived version of the presentation in the "Webcasts and Presentations" subsection found under "Investor Relations." A link to the Investor Relations page is also found in the footer of the SunTrust home page.

SunTrust Banks, Inc., headquartered in Atlanta, Georgia, is one of the nation's largest commercial banking organizations. As of June 30, 2004, SunTrust had total assets of $128.1 billion and total deposits of $85.5 billion. The company operates through an extensive distribution network primarily in Florida, Georgia, Maryland, Tennessee, Virginia and the District of Columbia and also serves customers in selected markets nationally. Its primary businesses include deposit, credit, trust and investment services. Through various subsidiaries the company provides credit cards, mortgage banking, insurance, brokerage and capital markets services. SunTrust's Internet address is .

SOURCE: SunTrust Banks, Inc.

CONTACT: Investors, Gary Peacock, +1-404-658-4879, or Media, Mike McCoy,
+1-404-588-7230, both of SunTrust Banks, Inc.